What are cookies?
Cookies are small data files generated on the user’s computer that allow us to know how often they visit the site, the most selected content, and security elements that may affect access control in restricted areas. They are also used in the selection of adverts based on criteria predefined by Crèdit Andorra Financial Group, which are triggered by cookies provided by this company, or by third parties that provide these services on behalf of Crèdit Andorra Financial Group.
Authorisation to use cookies
In accordance with the cookie notice that appears on the website, when browsing the site, the user or visitor expressly consents to the use of cookies according to the description below, unless they have altered their browser settings to block the use of cookies.
What type of cookies are used on this website and for what purposes?
As a general rule, Crèdit Andorrà Financial Group uses:
- First-party cookies: These are cookies that are sent to the user’s terminal from a computer or domain managed by the owner of the website from which the service requested by the user is provided.
- Third-party cookies: These are cookies that are sent to the user’s terminal from a computer or domain that is not managed by the owner of the website from which the service requested by the user is provided, but rather by a different party that processes the data obtained through the cookies. Furthermore, if cookies are installed from a computer or domain that is managed by the owner of the website but the information they gather is managed by a third party, these are also considered third-party cookies.
Based on when they expire: To temporarily store information regarding user preferences, such as language.
- Session cookies: these are used to compile and store the data that the Crèdit Andorrà user generates when they access and browse the website. The information is retained to provide the requested service.
- Persistent cookies: these are used to retain all the data on the terminal during the period defined by the party responsible for the cookies. This period can span from minutes to years.
Based on their purpose:
- To ensure the proper performance of Crèdit Andorrà websites.
- Technical cookies: these are the cookies needed for the user to access the service, identify themselves and operate correctly.
- Customisation cookies: these are cookies that allow the user to browse a Crèdit Andorrà web page, platform or application, and to use the different options or services offered, such as language, screen resolution on the device being used, browser type and regional settings from where the service is being accessed.
- To collect statistical data to improve the website experience.
- Analysis: analysis cookies allow the party responsible for them to track and analyse user behaviour on the sites they are linked to. The information they provide is used to evaluate the Crèdit Andorrà website activity in order to elaborate browsing profiles of the users of these websites, applications and platforms, in order to make improvements based on the analysis of usage data.
First-party cookies
Cookie | Owner | Expiration time | Function | Type |
_ga | Crèdit Andorrà | 70 days | Lets the user be recognised on the website. | Measuring |
_ga, _gat_gtag_UA | Crèdit Andorrà | 24 hours | To collect user browsing information. | Measuring |
_gid | Crèdit Andorrà | 24 hours | To collect user browsing information. | Measuring |
Cookie_notice_accepted | Crèdit Andorrà | 24 hours | To remind the user if they have accepted the cookies message. | Technical |
GUEST_LANGUAGE_ID | Crèdit Andorrà | Permanent | Saves the user’s language preferences. | Functional |
has_js | Crèdit Andorrà | After browsing | Any session type is stored. | Technical |
Drupal.tableDrag.showWeight | Crèdit Andorrà | 1 year | Saves the user’s interface preferences. | Functional |
JSESSIONID | Crèdit Andorrà | After browsing | Session launch cookie used for JSP websites (JavaServer Pages) to keep a user session anonymous on the server. | Technical |
Third-party cookies
Cookie | Owner | Expiration time | Function | Type |
ANID | 1 year | Measures the performance of advertising and provides recommendations | Advertising | |
APISID | 2 years | Measures the performance of advertising and provides recommendations | Advertising | |
CONSENT | 18 years/ persistent | Improves advertising, user-oriented cookie | Advertising | |
HSID | 2 years | Measures the performance of advertising and provides recommendations | Advertising | |
NID | 6 months | Registers an ID | Advertising | |
OTZ | 24h | Identifies user preferences | Analytical | |
SAPISID | 2 years | Measures the performance of advertising and provides recommendations | Advertising | |
SID | 2 years | Collects information for the Google search engine | Analytical | |
SIDCC | 1 year | Provides services and extracts anonymous information on browsing | Analytical | |
SSID | 2 years | Measures the performance of advertising and provides recommendations | Advertising | |
__Secure-3PAPISID | 6 months | Used to deliver more relevant advertising for the users and their interests | Advertising | |
__Secure-3PSID | 6 months | Used to construct the profile of the interests of the user to offer them personalised advertising | Advertising | |
__Secure-APISID | 6 months | Used to deliver more relevant advertising for the users and their interests | Advertising | |
__Secure-HSID | 6 months | Used to deliver more relevant advertising for the users and their interests | Advertising | |
__Secure-SSID | 6 months | Used to deliver more relevant advertising for the users and their interests | Advertising | |
1P_JAR | 30 days | Transfers data to Google | Advertising | |
dc_gtm_UA_- xxx | Google Tag Manager | Seconds | Used to add the Google Analytics tracking code from Google Tag Manager | Analytical |
_fbp | Google Tag Manager | 3 months | Used by Facebook to provide advertising products | Advertising |
DSID | 1 week | Used to improve advertising and orient it based on relevant content for the user, and to improve the performance of campaigns, avoiding showing adverts already seen. | Advertising | |
IDE | 1 year | Used for advertising shown on the website. | Advertising | |
fr | 1 month | Serves to show the Like button and the number of followers. | Technical |
Can cookies be disabled?
Apart from analytical cookies, the use of cookies has an effect on user privacy. This is because, as a general rule, it allows their content to be related to the connection IP address and to other personal details of the user, such as those provided voluntarily.
By accepting this Privacy and Cookie Policy, the user consents to the generation of cookies for the purposes outlined above.
Notwithstanding the above, if the user subsequently wishes to delete cookies that have been stored on his/her computer and that require consent, s/he may do so using the tools provided on his/her browser for these purposes. In this regard, depending on the browser, the procedure for disabling cookies can be found in the following links:
- Firefox: https://support.mozilla.org/en-US/kb/enhanced-tracking-protection-firefox-desktop
- Internet Explorer: https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies
- Chrome: https://support.google.com/chrome/answer/95647?hl=
- Safari: https://support.apple.com/en-gb/HT201265
- Opera: https://help.opera.com/en/latest/web-preferences/#cookies
If the user does not accept cookies or rejects them at a later stage, the website’s features may be hindered